Thanks for helping with the photos Richard J.

I chaired the last meeting, Roger gave a brief Presidents report and our guest speakers, Debbie and Rachel were exceptional speakers.  

We were mesmerised from beginning to end.  We lerned a lot more about how our banks are protecting us from professional scammers.

The scammers who use AI to deceive us are fighting against AI which the banks use to upgrade their skills and to keep up with innovative scammers.